Retirement investment planning
Retirement planning is a segment of wealth management services that we provide for our clients – natural persons.
Retirement planning is necessary at the earliest possible age, at the latest when people start creating certain surplus funds. Since most people in Croatia do not have such high amounts paid into the Pension Insurance Fund to enable them to have a carefree old age, the burden of planning and smart income management and their own pension fund falls mostly on themselves.
Therefore, the goal is to create one's own financial reserve for life in old age by a combination of smart investments that will not be eroded by inflation.
Retirement planning consists of determining the time horizon, calculating the needs at each stage and in retirement, calculating tax effects, assessing investment risk and investment objectives and risk dispersion.
For quality retirement planning, especially if you have significant assets or income, you will need the advice of experts.
Championing diversity and inclusion
For our business to thrive, we need our people to thrive. At HLB, we believe that creating a diverse and inclusive environment through all layers of the organisation boosts innovation and employee engagement. We aim to provide the best opportunities for our people and attract and retain top talent, to ultimately service our clients better. We champion diversity and inclusion by:
- Engaging in diversity and inclusion related conversations
- Being an advocate for workplace flexibility
- Facilitating talent mobility programs for our members
- Promoting leadership behaviour that fosters workplace diversity and inclusion
Global Diversity and Inclusion Leader
Bill leads the network’s Diversity and Inclusion (D&I) initiatives and oversees its strategy and objectives. Bill is no stranger to the professional services industry. He began his career with EY on the client service delivery side, working in both the audit and tax functions. He quickly found his niche in the Human Capital market and has never looked back. Bill has worked across multiple dimensions of diversity, collaborating with leaders at all levels, and has worked on many large scale projects. He is a sought after thought leader in the D&I space and was named to the 2019 NJ Out 100 Power List for his work in leading LGBTQ workplace inclusion.
Bill sits on the Board of Garden State Equality (GSE), New Jersey’s largest LGBTQ organization, and The Center, a non-profit HIV/AIDS service organization at the Jersey Shore. Bill has a strong passion for social justice and recently taught Lead for Diversity, a week-long journey by the American Conference on Diversity to high school students throughout the tri-state area.